Embrace financial setbacks as opportunities for growth. Learn from mistakes, strengthen weaknesses, reassess goals, and cultivate resilience.... more

Secure Act 2.0 transforms retirement savings, offering flexibility and incentives for a brighter financial future at all stages of life.... more

Despite 2023 surprises, uncertainty persists for 2024. Stick to long-term investing principles: patience, discipline, and focus.... more

For young families, setting achievable goals involves prioritization, cost calculation, savings commitment, and tracking progress together for motivation.... more

Leverage Tax-Loss Harvesting in volatile markets for immediate tax savings and enhanced long-term returns.... more

Strategic charitable methods like QCDs, DAFs, and stock donations aid philanthropy while optimizing tax benefits. Consult a tax advisor for guidance.... more

As December approaches, it’s crucial to consider strategic tax moves. Watch out for bracket creep and explore options to reduce your adjusted gross income.... more

Are you on track to have saved enough by age 55 for retirement? One size does not fit all! Consider the following steps to determine how much you need to save for retirement.... more

The market continues to churn over concerns of how much further the Fed plans to go to win the battle over inflation.... more

Some investors may find robo-advisors to be a good solution for their investment needs. Know the limitations and drawbacks if you have complex financial goals or personalized financial planning needs... more

Even mild inflation can threaten Retirees purchasing power. Conservative planning assumptions can keep retirees safe and on track. Learn why inflation that is cooling can continue to linger for some time.... more

The Federal Reserve must contend with several potentially cataclysmic events as they try to control inflation through rate hikes.... more

How to pay less on your retirement taxes requires a strategy. Here are some ideas for working with your tax professional to create a strategy for you.... more

Take the time and effort to prepare for filing your taxes. Cut down on the time involved in completing your taxes online. Here is annual tax preparation checklist to save time, effort, and money.... more

Learn your options for claiming your Social Security benefits. There are time-saving steps you can take before calling, clicking, or driving to claim your benefits.... more

The big jump in inflation has let to several changes to Social Security in 2023 impacting retirees and those planning for retirement.... more

Your holiday budget may not go as far as it did in the past. The key is making wise choices. Here are some tips for making it possible to keep your budgets from breaking.... more

Medicare’s open enrollment period is an excellent opportunity to look around to see if other plans might offer a better value.... more

Inflation risk can compound all other risks if it’s not confronted in your planning. Learn what it is and how you can plan to control it within your portfolio.... more

You can’t hide from inflation but, there are ways you can fortify your finances to mitigate its effects and even get ahead of it. Here are some ideas.... more

Don’t make the mistake of emotionally charged decisions when a downturn happens. The planning triad can help you fortify your retirement plan. Learn what it is!... more

Although investors are experiencing downturns in the stock market, there are ways to take advantage of opportunities to boost your investment performance.... more

Record Inflation could last for many months into the new year or longer. Here are some tips for mitigating the impact of inflation.... more

As inflation spikes and the Fed signals a shift in rate policy, is it time to end the 60/40 asset allocation mix in favor of a rule adjustment?... more

Emotional involvement with your investments often leads to costly behavioral investing mistakes. You can’t control the market but here are some ideas on what you can do.... more

For 2022 tax planning there are several provisions from previous legislations either expiring or in the process of phasing out. There are some lesser-known provisions that could impact 2022 taxes.... more

Have a sound, long-term plan for investing. Don’t let emotions drive your investing decisions.... more

Inflation is here and you can’t control it. However, you can take steps to protect your savings portfolio against its effects!... more

Medicare Open Enrollment is upon us and now is the time to check to see if there are changes in your present plan.... more

Proposed changes to estate taxes may change the traditional ways of inheritance. Here are some ideas for having a greater control should this happen.... more

The CARES Act extended the time period from 5 – 6 years to empty out an inherited retirement account. But time is running out. Learn what you need to do.... more

Since the 1980’s few people have experienced high inflation. Because of this many people do not know what it is and how it can affect us. Here is a brief introduction to inflation.... more

When passed into law, the Secure Act 2.0 will significantly impact how we plan for retirement. Here is what you need to know about the Secure Act 2.0... more

As promised, President Biden is proposing tax hikes pretty much across the board—on corporations, wealthy individuals, and capital gains.... more

they provide business owners with a rare opportunity to convert significant tax savings into capital investment in their business.... more

Refinancing a mortgage is a significant financial event with long-lasting consequences. Do your homework before rushing in. Here are some ideas for refinancing.... more

Thinking through and setting realistic plans to achieve goals is challenging. Learn this process for setting realistic goals and creating a plan for achieving them.... more

Do you rebalance your 401K portfolio every 12-18 months or following a significant market move?  You should and here’s why!... more

Health Savings Accounts may be the best kept secret as a tax savings and medical expense reduction tool. Here is a brief primer on what it is and how it may work for you.... more

There is no small number of people who have created a self sustainable lifestyle. If you are thinking about this, here is what you will need.... more

President Trump signed an executive order and several memorandums addressing the expiration of the $600 unemployment benefit plus-up, eviction moratorium, and payroll tax deferral.... more

Important information on the PPP Loan Forgiveness Program.... more

During these troubling times, it is a good time to take a look and make a change when it comes to your finances.... more

Investors often look for a causal relationship between presidential election results and stock market performance - but does one really exist?... more

Advice for your small business with dealing with the coronavirus outbreak.... more

The SECURE Act makes it easier for business owners to offer retirement plans. Here are some key features of what this could mean for your business.... more

The main difference between the two types of IRAs is how and when your money is taxed. Here are several features that make the Roth IRA a better choice for those who qualify.... more

Find out how small businesses are coping with tariffs.... more

Investing in the stock market it is important to diversify across different asset classes and into a broad cross-section of market sectors.... more

Understand what falling interest rates mean for your business.... more

Focus on your own personal reasons for investing and don't focus on benchmark returns as they have nothing to do with your own personal investment goals.... more

Blogs are an important traffic generator for you website. Here are some tips on setting up a successful blog.... more

Information about different loan forgiveness programs for educators.... more

Tips on protecting your business against Phishing attacks.... more

Make time to focus on your own personal financial situation even if your business is consuming a majority of your time.... more

Getting headlines and information out about investors can actually do more harm than good. Information is key however, too much information can become overwhelming and mess up your investment strategy.... more

As your business continues to grow, you typically need to start hiring more employees. When doing so, there are things you need to know and understand about employment law.... more

Tips on how to avoid scams when renovating your home.... more

With the Federal Reserve rates hiking up seven times in the last two years, you may ask what to do as a business owner. With proper planning and strategic moves, you can use this to your advantage.... more

With the new 20% pass-through deduction, there is a lot of confusion on who with qualify. A lot of factors come into play, like income, capital gains or losses, and a whole lot of other things. Getting educated and speaking with professional tax help is crucial.... more

Don't sweat the small stuff. Keep your investment focus on your long term goal. Not the 'here and now'.... more

When properly designed and implemented, your capital preservation strategy removes the guess work involved in navigating turbulent times.... more

If you want to invest on your own consider these issues.... more

Consider an automatic saving plan to help you save.... more

Information on better measuring your financial situation.... more

Things to consider before changing a job.... more

Things to consider if you want to start a business.... more

Strategy for using debt.... more

Here are some tips on planning for retirement starting now.... more

Understanding more about retirement benefits from Social Security.... more

Read this article to have an understanding of the difference between your effective tax rate and your marginal tax bracket.... more

Help in creating a household budget.... more

If you are seeking a safe deposit box, here are what to and not to keep in it.... more

Help in considering how much life insurance you need.... more

Consider having an umbrella policy if you want more protection against claims.... more

Here are some tips on planning for retirement starting now.... more

Even interest rates are low in a typical savings account it doesn't mean that you shouldn't save. Continue saving.... more

This article provides tips on when certain documents are not necessary to keep anymore.... more

The rule of 72 is an easy way to help you understand compound interest.... more

Read this article to have an understanding of the difference between your effective tax rate and your marginal tax bracket.... more

Understanding deductibles for home and auto insurance.... more

Putting the max per year in your personal IRA can make a lot of difference in the long run.... more

It is important to build an emergency. Here are some tips that point you in the right direction.... more

Here are a few ideas that may help start your child on the road to being financially responsible.... more

Here are some of those issues ranked in priority for a young couple with a new child.... more

Important things to consider starting 401(k)... more

Here are some ideas that will help you cover the basics and put you on the road to a secure financial future.... more

Understanding more about retirement benefits from Social Security.... more

Keeping your financial life simple can save time and reduce stress. Here are ten ideas you may want to consider.... more