FINANCIAL WISDOM

Personal and Business Resource Centers

Terms and Conditions

Terms and Conditions

Welcome to the SBR Financial Wisdom Demonstration Website (the “Financial Wisdom Demo Site”). This demonstration website is comprised of various web pages operated by Small Business Resources (“SBR”), and is offered to you conditioned on your acceptance of the terms, conditions, and notices contained herein (the “Terms and Conditions”). Your use of the Financial Wisdom Demo Site constitutes your agreement to these Terms and Conditions. Please read these Terms and Conditions carefully and keep a copy of them for your reference.

Privacy

Your use of the Financial Wisdom Demo Site is subject to SBR’s Privacy Policy. Please review our Privacy Policy, which also governs the Financial Wisdom Demo Site and informs users of our data collection policies.

Electronic Communications

Visiting the Financial Wisdom Demo Site or sending emails to SBR constitutes electronic communications. You consent to receive electronic communications from us, and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email, and on the Financial Wisdom Demo Site satisfy any legal requirement that such communications be in writing.

Usage by Minors

If you are under the age of 18, you may use the Financial Wisdom Demo Site only with the permission of a parent or guardian.

Links to Third Party Sites or Third Party Services

The Financial Wisdom Demo Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of SBR and SBR is not responsible for the contents of any Linked Site, including, without limitation, any link contained in a Linked Site, or any changes or updates to a Linked Site. SBR is providing these links to you only as a convenience, and the inclusion of any link by SBR does not imply endorsement by SBR of the Linked Site, or any association with its operators or owners.

Intellectual Property

You are granted a non-exclusive, non-transferable, and revocable license to access and use the Financial Wisdom Demo Site strictly in accordance with these Terms and Conditions. As a condition of your use of the Financial Wisdom Demo Site, you warrant to SBR that you will not use the Financial Wisdom Demo Site for any purpose that is unlawful or prohibited by these Terms and Conditions. You may not use the Financial Wisdom Demo Site in any manner that could damage, disable, overburden, or impair the Financial Wisdom Demo Site, or interfere with any other party’s use and enjoyment of the Financial Wisdom Demo Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Financial Wisdom Demo Site.

All content included as part of the services or products provided by SBR, such as text, graphics, logos, images, and any software used on the Financial Wisdom Demo Site, is the property of SBR or its suppliers and is protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content, and will not make any changes thereto, nor will you modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Financial Wisdom Demo Site. SBR content is not for resale. Your use of the Financial Wisdom Demo Site does not entitle you to make any unauthorized use of any protected content, and you agree not to delete or alter any proprietary rights or attribution notices in any content. You agree that you do not acquire any ownership rights in any protected content, and you are not granted any licenses, express or implied, to the intellectual property of SBR or our licensors except as expressly authorized by these Terms and Conditions.

International Users

The Financial Wisdom Demo Site is controlled, operated, and administered by SBR from our offices within the United States. If you access the Service from a location outside the United States, you are responsible for compliance with all local laws. You agree that you will not use the SBR content accessed through Financial Wisdom Demo Site in any country or in any manner prohibited by any applicable laws, restrictions, or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless SBR, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Financial Wisdom Demo Site or services, your violation of any of these Terms and Conditions, your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations.

Applicable Law

You agree that the laws of the state of Connecticut, without regard to principles of conflict of laws, will govern these Terms and Conditions and any dispute of any sort that might arise between you and SBR.

Waiver of Class Action and Jury Trial

In the event of any claim or legal proceeding resulting from a dispute concerning these Terms and Conditions that you and SBR are not able to resolve, you agree to waive any right you may have to participate in any class, group, or representative proceeding and to waive any right you have to trial by jury.

Binding Arbitration

Any claim, controversy, or dispute that arises under or relates to these Terms and Conditions shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, as administered by the American Arbitration Association.

Liability Disclaimer

SBR MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE FINANCIAL WISDOM DEMO SITE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON­ INFRINGEMENT.

IN NO EVENT SHALL SBR BE LIABLE FOR DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE FINANCIAL WISDOM DEMO SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS OBTAINED THROUGH THE FINANCIAL WISDOM DEMO SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE FINANCIAL WISDOM DEMO SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE FINANCIAL WISDOM DEMO SITE, OR WITH ANY OF THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE FINANCIAL WISDOM DEMO SITE.

Termination/Access Restriction

SBR reserves the right, in its sole discretion, to terminate your access to the Financial Wisdom Demo Site at any time, without notice.

No Partnership or Joint Venture

You agree that no joint venture, partnership, employment, or agency relationship exists between you and SBR as a result of these Terms and Conditions or your use of the Financial Wisdom Demo Site.

Severability

The provisions of these Terms and Conditions are severable. If any part of these Terms and Conditions is held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions will in no way be affected or impaired thereby.

Changes to Terms

SBR reserves the right, in its sole discretion, to change these Terms and Conditions under which the Financial Wisdom Demo Site is offered.

Entire Agreement

These Terms and Conditions, including any legal notices and disclaimers contained on the Financial Wisdom Demo Site, constitute the entire agreement between SBR and you in relation to your use of the Financial Wisdom Demo Site, and supersede all prior agreements and understandings with respect to the same.

Contact Us

SBR welcomes your questions or comments:

Small Business Resources

6501 Congress Avenue, Suite 240

Boca Raton, FL 33487

Telephone: (561) 998-6990

Email Address: robert.boorin@sbresources.com

Effective as of January 1, 2018

This website and the articles contained within are provided as a free service to you and for general informational purposes only. Information on this website is not intended to provide legal, accounting, tax or other advice. Please consult your attorney, accountant, or financial or other advisor with regard to your individual situation. We also make no warranty or representation regarding, and do not endorse, any linked websites or the information appearing there.
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