Social Security: A critical retirement asset. Start planning early to maximize benefits and secure financial stability in retirement.... more

A revocable living trust offers advantages, avoiding probate costs and delays, ensuring management continuity, but has limitations too.... more

Survey shows post-pandemic challenges to retirement plans. Tips: realistic spending, early lifestyle adjustments, side gigs, optimize Social Security, diversified investments, seek professional advice.... more

Ultimately, seeking professional advice ensures a comprehensive and legally sound will tailored to individual circumstances.... more

Life insurance serves as a powerful tool for equalizing inheritances, particularly when hard assets like businesses or real estate are involved. Learn how it can preserve estates and ensure fair treatment for heirs of all interests and sizes.... more

Trying to time the market to either buy or sell won’t get you anywhere. The costs are almost always greater than the potential benefit.... more

When taking an early withdrawal from your 401K plan, it is important to understand how it will affect your retirement goals. This article explains the implications.... more

When developing your estate plan, do you know the roles of the Executor and Trustee? Here is a brief description of their roles, responsibilities and how to select them.... more

Three years before your child enters college, it is time to put a college payment plan into place. Here are some key tactics to consider while you continue to save for college.... more

Diversify your retirement income with a Roth IRA to help avoid unnecessary taxation and extend your cash flow.... more

Debt consolidation may not be appropriate for everyone. Learn what you need to know if you are considering debt consolidation solutions.... more

Are you willing to do the research, preparation and work in selecting and managing properties with at least a 10-year investment time horizon? Here are 5 things to consider before becoming a landlord.... more

It’s possible to mitigate or avoid possible Social Security and Medicare Tax Traps with proper planning before becoming Medicare eligible. Here’s how.... more

Do not ignore the impact of taxes on your retirement cash flow. Here are some things to consider and strategies to discuss with your tax professionals.... more

Choose a credentialed financial planner who will personalize your plan by considering your outlook, priorities and risk tolerance.... more

Paying down a mortgage more quickly may seem like a good strategy, but it depends on your situation.... more

Considering Social Security in your retirement income is important in planning that you have enough lifetime income. Work with a financial professional to develop a retirement income plan that works for you.... more

Having a diversified tax strategy offers the greatest flexibility and opportunity to control your income in retirement. It is too late when you retire. You need to take action now.... more

When you meet with your financial advisor regularly, ask the right questions to make sure all of your concerns are addressed. Here are some examples of the questions you might want to ask.... more

Several factors affect your mortgage interest rate. Learn where to place your greatest emphasis when preparing to apply for a mortgage.... more

Believing that there is enough time to begin saving for retirement can be costly. Mitigate your risks by starting early. Here is an example.... more

A revocable trust enables you to achieve objectives that a will cannot. Have a conversation with your financial advisor to see if a revocable trust would be a good planning solution for your needs.... more

Being named an executor of a will is an honor but is no small job. Grasping the duties and responsibilities ahead of time can help. Here is a checklist to follow as the executor.... more